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$145,000 Mortgage Loan for Under $484/Month!
The $483.21 payment is based on the borrower selecting the minimum monthly payment option on a $145,000 adjustable first mortgage loan with an interest rate of 6.103%, a 6.207% APR and a buy down at the cost of 0.750 points. The monthly payment is fixed for the first 30 days and will adjust monthly thereafter. The minimum monthly payment option is calculated by amortizing the loan balance over the remaining term of the loan at an interest rate of 1.250%. By selecting this option, the loan has the potential for negative amortization. The minimum monthly payment option is subject to recasting every 5 years or if the principal balance reaches 110% of the original loan balance. The borrower also has the option of making an interest-only payment or making principal and interest payments amortized over either 15 or 30 years. For example, if the borrower selects to make principal and interest payments amortized over 30 years, the monthly payment will be $878.97. These terms are available for first mortgage loans. To qualify for this monthly payment, the property must be owner occupied single family residence and a loan-to-value ratio of 80%. Credit restrictions may apply. Rate is variable and subject to change daily without notice.

$160,000 Mortgage Loan for Under $785/Month!*
*The $753.33 monthly payment is an interest-only payment for two years, based on a $160,000 loan amount with a buydown at the cost of 1 point and a 24-month prepayment penalty for a 30-year, two-year Adjustable Rate Mortgage Loan at 5.65% and 6.14% Annual Percentage Rate. Following the two-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 2-year interest only period is $923.58. These terms are available for first loans. To qualify for this monthly payment, borrower must have a FICO score of 650 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.

$160,000 Mortgage Loan for as low as $633/Month!
The $633 monthly payment is an interest-only payment for five years, based on a $160,000 loan amount with a buydown at the cost of 3.125 points for a 30-year, five-year Adjustable Rate Mortgage at 4.75% and 6.155% Annual Percentage Rate. Following the five-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial seven-year interest only period is $822.53. These terms are available for first loans. To qualify for this monthly payment, borrower must meet minimum credit qualifications and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.

$175,000 Mortgage Loan for Under $860/Month!*
*The $856.77 monthly payment is an interest-only payment for five years, based on a $175,000 loan amount for a 30-year, three-year Adjustable Rate Mortgage Loanat 5.875% and 6.220% Annual Percentage Rate. Following the three-year fixed-rate period, the rate will adjust annually. The principal and interest payment after the initial 5-year interest only period is $1,035.19. These terms are available for first loans. To qualify for this monthly payment, borrower must have a FICO score of 620 or greater and the loan-to-value ratio must not exceed 80%. Rate is variable and subject to change daily without notice.

$200,000 Mortgage Loan for $790/Month!*
*The $790.00 monthly payment is an interest-only payment based on a $200,000 loan amount with a buydown at the cost of 2.625 points and a 36-month prepayment penalty for a 30-year, Adjustable Rate Mortgage at 2.50% and 7.440% Annual Percentage Rate. Following the initial six month fixed-rate period, the rate will adjust every 6 months. The interest rate is based on the 6 month LIBOR index plus a margin. These terms are available for first loans. To qualify for this monthly payment, the property must be owner occupied single family residence and a loan-to-value ratio of 80%. Rate is variable and subject to change daily without notice.

ValueLoan, Inc. is not acting as a lender or broker. The information provided by you to ValueLoan is not an application for a Mortgage Loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not all service providers in the ValueLoan network offer this or other products with interest-only options.